Terms and Conditions
These Terms and Conditions govern your use of Morqualithane's financial planning consultation services and website. Please read them carefully before using our services.
Last Updated: August 14, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our services.
Definitions
In these Terms and Conditions, the following terms have the meanings set out below
- "Company", "we", "us", "our": Refers to Morqualithane and its authorised representatives
- "Services": Financial planning consultation services provided through our subscription model
- "Client", "you", "your": The individual or entity using our consultation services
- "Website": The Morqualithane website and related digital platforms
Use of Our Services
Our financial planning consultation services are subject to the following terms of use
Permitted Use
- Personal consultation and financial planning discussions
- Access to planning resources and consultation materials provided during sessions
- Communication with our consultants for scheduled appointments and service-related inquiries
Prohibited Use
- Sharing consultation materials or proprietary methodologies with third parties
- Using our services for unlawful purposes or in violation of applicable regulations
- Attempting to reverse-engineer or copy our consultation processes for commercial purposes
- Providing false or misleading information during consultations
- Harassment or inappropriate behaviour towards our staff or consultants
User Accounts and Subscriptions
To access our consultation services, you must maintain an active subscription account
You are responsible for
- Maintaining the confidentiality of your account information and login credentials
- All activities that occur under your account, including scheduled consultations
- Providing accurate and up-to-date personal and financial information
Intellectual Property Rights
All content, materials, methodologies, and consultation frameworks provided through our services remain our exclusive intellectual property. You may use these materials solely for your personal financial planning purposes.
User-Generated Content
Information you share during consultations remains confidential, but you grant us permission to use anonymised insights to improve our services.
You retain ownership of personal information shared during consultations, subject to our Privacy Policy terms
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your personal information in connection with our services.
Service Disclaimers
Our consultation services are provided for informational purposes and general financial planning discussions. We do not provide regulated financial advice or specific investment recommendations.
Services are provided "as is" without warranties of any kind, express or implied
Limitation of Liability
To the fullest extent permitted by law, Morqualithane shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our consultation services.
Client Indemnification
Clients agree to hold harmless Morqualithane and its consultants from any claims, losses, or damages arising from decisions made based on consultation discussions or implementation of planning strategies discussed during sessions.
Termination of Services
We may terminate or suspend your access to our services immediately for
- Violation of these Terms and Conditions
- Non-payment of subscription fees
- Inappropriate conduct during consultations or communications
Dispute Resolution
We encourage resolution of disputes through direct communication. For unresolved matters
Arbitration
Disputes may be resolved through binding arbitration in accordance with UK arbitration procedures, except where consumer protection laws provide otherwise.
Arbitration shall be conducted under the rules of the Chartered Institute of Arbitrators
EU Online Dispute Resolution
EU consumers may access the European Commission's Online Dispute Resolution platform for cross-border consumer disputes.
Access ODR Platform: European Commission ODR Platform
Available for qualifying consumer disputes involving EU residents
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Updated terms will be posted on our website with revised effective dates.
Severability
If any provision of these disclaimers is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect without being impaired or invalidated.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and any additional service-specific terms, constitute the entire agreement between you and Morqualithane regarding our services.
Contact Information
If you have questions about our Cookie Policy or cookie practices, please contact us at info@morqualithane.com or +44 7911 9427 5009.
Company Name: Morqualithane
Email: contact@morqualithane.com
Phone: +44 7911 9427 5009
Address: 20 Primrose St, London EC2A 2EW, United Kingdom
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions