Privacy Policy

This Privacy Policy describes how Morqualithane collects, uses, and protects your personal information when you use our financial planning consultation services and website.

Information We Collect

We collect information you provide directly to us, including

• Name, email address, phone number, and postal address
• Financial information relevant to planning consultations
• Communication preferences and consultation scheduling details
• Website usage data and technical information from your visits

How We Use Your Information

We use your personal information to

• Provide financial planning consultation services and schedule appointments
• Communicate with you about your consultations and service updates
• Improve our services and website functionality
• Comply with legal obligations and regulatory requirements

Legal Basis for Processing

Under applicable data protection laws, we process your data based on

Legal Basis: We process your data on the basis of your consent for marketing communications and legitimate interest for service provision

Information Sharing

We may share your information in limited circumstances

• With authorised service providers who assist in delivering our consultation services
• When required by law or to comply with legal processes
• To protect our rights, property, or safety, or that of others

Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure.

Your Privacy Rights

You have several rights regarding your personal information

• Right to access your personal data and receive information about our processing
• Right to rectify inaccurate or incomplete personal information
• Right to erase your personal data in certain circumstances
• Right to restrict processing of your personal information
• Right to data portability and to withdraw consent

Cookies and Tracking

We use cookies and similar technologies as described in our Cookie Policy. You can manage cookie preferences through your browser settings or our cookie consent tool.

Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Consultation records are typically retained for seven years in accordance with financial services regulations.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children without parental consent.

Privacy Policy Changes

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the updated policy on our website and updating the effective date.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification about the limitations of our services, please contact us using the information below