Important Disclaimers and Legal Information

Please read these important disclaimers carefully before using our financial planning services. These statements are required to ensure you understand the nature and limitations of our consultations.

General Service Disclaimer

Our financial planning consultations are provided for informational purposes and should not be considered as specific financial advice. All recommendations are general in nature and may not be suitable for your individual circumstances. Results may vary significantly based on personal factors, market conditions, and implementation of suggested strategies.

Limitation of Liability

To the fullest extent permitted by UK law, Morqualithane excludes all liability for

• Any direct, indirect, incidental, or consequential losses arising from use of our services
• Financial losses resulting from implementation of planning suggestions or strategies discussed
• Delays, interruptions, or technical issues affecting service delivery or consultation scheduling
• Decisions made based on general information provided during consultations without additional professional advice

Information Accuracy

While we strive to provide accurate and current information during consultations, financial markets and regulations change frequently. Information discussed may become outdated between consultation sessions.

Professional Advice Limitation

Our consultations do not constitute professional financial advice as defined by the Financial Conduct Authority. For specific investment recommendations, tax planning, or regulated financial products, consult with appropriately qualified and authorised professionals.

Third-Party Resources

During consultations, we may reference external websites, tools, or resources. We do not endorse or assume responsibility for the accuracy, content, or practices of third-party providers mentioned in our discussions.

Results and Outcomes

Financial planning outcomes depend on numerous factors including market conditions, personal discipline, changing circumstances, and implementation consistency. No specific results can be promised or guaranteed from our consultation services.

Financial Planning Disclaimers

Our subscription service focuses on general financial planning discussions and consultations. Please note the following important limitations

• We do not provide regulated investment advice or manage client funds
• All planning suggestions require independent verification and professional implementation
• Tax implications vary by individual circumstances and should be reviewed with qualified tax advisors

Intellectual Property

All consultation materials, planning templates, and proprietary methodologies shared during sessions remain the intellectual property of Morqualithane and are provided for your personal use only.

Client Indemnification

Clients agree to hold harmless Morqualithane and its consultants from any claims, losses, or damages arising from decisions made based on consultation discussions or implementation of planning strategies discussed during sessions.

Governing Law and Jurisdiction

These disclaimers are governed by the laws of England and Wales, with specific considerations for

All disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales, except where consumer protection laws provide otherwise.

Severability

If any provision of these disclaimers is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect without being impaired or invalidated.

Disclaimer Updates

We reserve the right to modify these disclaimers at any time. Updated versions will be posted on our website with revised effective dates. Continued use of our services constitutes acceptance of any modifications.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification about the limitations of our services, please contact us using the information below